Visana Health Insurance Premiums 2027: Every Canton Compared

Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with Visana.

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In 2027, Visana's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 413 and CHF 785 per month depending on the canton. Visana is below the cantonal average in 10 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 150 per month in Schwyz — CHF 1'800 a year.

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Visana vs. the market: premium by canton

Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.

Canton	Visana (CHF/month)	Canton average	Cheapest standard offer	Difference to cheapest	Rank
Aargau	587	558	517	+CHF 70	26 of 27
Appenzell Innerrhoden	462	448	406	+CHF 56	17 of 23
Appenzell Ausserrhoden	566	538	476	+CHF 90	18 of 23
Bern	581	604	564	+CHF 17	4 of 26
Basel-Country	643	645	584	+CHF 59	14 of 23
Basel-City	743	698	649	+CHF 94	19 of 23
Fribourg	559	570	533	+CHF 26	11 of 23
Geneva	785	729	662	+CHF 123	18 of 21
Glarus	520	523	493	+CHF 27	14 of 26
Graubünden	555	524	474	+CHF 81	20 of 24
Jura	656	669	621	+CHF 35	10 of 21
Lucerne	581	526	466	+CHF 115	24 of 25
Neuchâtel	660	690	637	+CHF 23	6 of 21
Nidwalden	486	485	438	+CHF 48	16 of 26
Obwalden	485	490	450	+CHF 35	14 of 26
St. Gallen	616	535	494	+CHF 122	24 of 25
Schaffhausen	568	563	514	+CHF 54	12 of 23
Solothurn	579	592	553	+CHF 26	9 of 25
Schwyz	577	509	427	+CHF 150	28 of 28
Thurgau	561	537	496	+CHF 65	18 of 23
Ticino	778	701	651	+CHF 127	21 of 21
Uri	483	487	441	+CHF 42	14 of 26
Vaud	668	652	596	+CHF 72	16 of 21
Valais	589	535	460	+CHF 129	26 of 26
Zug	413	420	382	+CHF 31	13 of 27
Zurich	610	580	537	+CHF 73	22 of 27

Same coverage at every insurer

Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from Visana to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.

Leaving Visana: dates for 2027

29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
Visana must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached Visana (switch effective 1 January 2027).

Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.

2027 premiums: official figures by canton

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Frequently asked questions about Visana

Is Visana more expensive than other insurers?

It depends on the canton. In 2027, Visana's standard model is below the cantonal average in 10 of 26 cantons. The biggest gap to the cheapest offer is CHF 150 per month (Schwyz).

How do I cancel my basic insurance with Visana?

With a written cancellation letter that reaches Visana by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.

Will I lose coverage if I leave Visana?

No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.

Independent comparison based on official FOPH 2027 premium data. Not affiliated with Visana. We compare and inform — we do not provide advice.