Sanitas Health Insurance Premiums 2027: Every Canton Compared
Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with Sanitas.
Deutsche VersionIn 2027, Sanitas's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 393 and CHF 697 per month depending on the canton. Sanitas is below the cantonal average in 25 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 80 per month in Valais — CHF 960 a year.
Find a cheaper insurer for your postcode →Sanitas vs. the market: premium by canton
Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.
| Canton | Sanitas (CHF/month) | Canton average | Cheapest standard offer | Difference to cheapest | Rank |
|---|---|---|---|---|---|
| Aargau | 531 | 558 | 517 | +CHF 14 | 4 of 27 |
| Appenzell Innerrhoden | 431 | 448 | 406 | +CHF 25 | 9 of 23 |
| Appenzell Ausserrhoden | 497 | 538 | 476 | +CHF 21 | 5 of 23 |
| Bern | 585 | 604 | 564 | +CHF 21 | 6 of 26 |
| Basel-Country | 619 | 645 | 584 | +CHF 35 | 6 of 23 |
| Basel-City | 670 | 698 | 649 | +CHF 21 | 8 of 23 |
| Fribourg | 558 | 570 | 533 | +CHF 25 | 10 of 23 |
| Geneva | 697 | 729 | 662 | +CHF 35 | 6 of 21 |
| Glarus | 496 | 523 | 493 | +CHF 3 | 3 of 26 |
| Graubünden | 508 | 524 | 474 | +CHF 34 | 10 of 24 |
| Jura | 633 | 669 | 621 | +CHF 12 | 3 of 21 |
| Lucerne | 496 | 526 | 466 | +CHF 30 | 3 of 25 |
| Neuchâtel | 650 | 690 | 637 | +CHF 13 | 3 of 21 |
| Nidwalden | 449 | 485 | 438 | +CHF 11 | 2 of 26 |
| Obwalden | 464 | 490 | 450 | +CHF 14 | 5 of 26 |
| St. Gallen | 518 | 535 | 494 | +CHF 24 | 9 of 25 |
| Schaffhausen | 557 | 563 | 514 | +CHF 43 | 11 of 23 |
| Solothurn | 572 | 592 | 553 | +CHF 19 | 5 of 25 |
| Schwyz | 496 | 509 | 427 | +CHF 69 | 10 of 28 |
| Thurgau | 507 | 537 | 496 | +CHF 11 | 4 of 23 |
| Ticino | 664 | 701 | 651 | +CHF 13 | 4 of 21 |
| Uri | 454 | 487 | 441 | +CHF 13 | 6 of 26 |
| Vaud | 645 | 652 | 596 | +CHF 49 | 8 of 21 |
| Valais | 540 | 535 | 460 | +CHF 80 | 15 of 26 |
| Zug | 393 | 420 | 382 | +CHF 11 | 7 of 27 |
| Zurich | 552 | 580 | 537 | +CHF 15 | 6 of 27 |
Same coverage at every insurer
Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from Sanitas to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.
Leaving Sanitas: dates for 2027
29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
Sanitas must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached Sanitas (switch effective 1 January 2027).
Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.
2027 premiums: official figures by cantonCreate your cancellation letter to Sanitas
Prepare your cancellation letter
After payment is confirmed, complete the remaining details to prepare a letter for review. Nothing is sent automatically.
Frequently asked questions about Sanitas
Is Sanitas more expensive than other insurers?
It depends on the canton. In 2027, Sanitas's standard model is below the cantonal average in 25 of 26 cantons. The biggest gap to the cheapest offer is CHF 80 per month (Valais).
How do I cancel my basic insurance with Sanitas?
With a written cancellation letter that reaches Sanitas by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.
Will I lose coverage if I leave Sanitas?
No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.
Independent comparison based on official FOPH 2027 premium data. Not affiliated with Sanitas. We compare and inform — we do not provide advice.