KPT Health Insurance Premiums 2027: Every Canton Compared

Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with KPT.

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In 2027, KPT's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 392 and CHF 748 per month depending on the canton. KPT is below the cantonal average in 19 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 111 per month in Neuchâtel — CHF 1'332 a year.

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KPT vs. the market: premium by canton

Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.

Canton	KPT (CHF/month)	Canton average	Cheapest standard offer	Difference to cheapest	Rank
Aargau	554	558	517	+CHF 37	11 of 27
Appenzell Innerrhoden	408	448	406	+CHF 2	2 of 23
Appenzell Ausserrhoden	508	538	476	+CHF 32	8 of 23
Bern	598	604	564	+CHF 34	12 of 26
Basel-Country	624	645	584	+CHF 40	7 of 23
Basel-City	683	698	649	+CHF 34	12 of 23
Fribourg	555	570	533	+CHF 22	9 of 23
Geneva	702	729	662	+CHF 40	8 of 21
Glarus	500	523	493	+CHF 7	7 of 26
Graubünden	518	524	474	+CHF 44	13 of 24
Jura	684	669	621	+CHF 63	15 of 21
Lucerne	525	526	466	+CHF 59	14 of 25
Neuchâtel	748	690	637	+CHF 111	19 of 21
Nidwalden	478	485	438	+CHF 40	12 of 26
Obwalden	495	490	450	+CHF 45	16 of 26
St. Gallen	518	535	494	+CHF 24	7 of 25
Schaffhausen	541	563	514	+CHF 27	7 of 23
Solothurn	596	592	553	+CHF 43	17 of 25
Schwyz	530	509	427	+CHF 103	22 of 28
Thurgau	529	537	496	+CHF 33	11 of 23
Ticino	682	701	651	+CHF 31	8 of 21
Uri	457	487	441	+CHF 16	8 of 26
Vaud	659	652	596	+CHF 63	15 of 21
Valais	545	535	460	+CHF 85	17 of 26
Zug	392	420	382	+CHF 10	5 of 27
Zurich	569	580	537	+CHF 32	11 of 27

Same coverage at every insurer

Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from KPT to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.

Leaving KPT: dates for 2027

29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
KPT must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached KPT (switch effective 1 January 2027).

Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.

2027 premiums: official figures by canton

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Frequently asked questions about KPT

Is KPT more expensive than other insurers?

It depends on the canton. In 2027, KPT's standard model is below the cantonal average in 19 of 26 cantons. The biggest gap to the cheapest offer is CHF 111 per month (Neuchâtel).

How do I cancel my basic insurance with KPT?

With a written cancellation letter that reaches KPT by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.

Will I lose coverage if I leave KPT?

No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.

Independent comparison based on official FOPH 2027 premium data. Not affiliated with KPT. We compare and inform — we do not provide advice.