Helsana Health Insurance Premiums 2027: Every Canton Compared

Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with Helsana.

Deutsche Version

In 2027, Helsana's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 382 and CHF 730 per month depending on the canton. Helsana is below the cantonal average in 18 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 103 per month in Valais — CHF 1'236 a year.

Find a cheaper insurer for your postcode →

Helsana vs. the market: premium by canton

Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.

Canton	Helsana (CHF/month)	Canton average	Cheapest standard offer	Difference to cheapest	Rank
Aargau	572	558	517	+CHF 55	19 of 27
Appenzell Innerrhoden	413	448	406	+CHF 7	4 of 23
Appenzell Ausserrhoden	529	538	476	+CHF 53	12 of 23
Bern	593	604	564	+CHF 29	8 of 26
Basel-Country	626	645	584	+CHF 42	8 of 23
Basel-City	689	698	649	+CHF 40	14 of 23
Fribourg	579	570	533	+CHF 46	15 of 23
Geneva	730	729	662	+CHF 68	14 of 21
Glarus	497	523	493	+CHF 4	5 of 26
Graubünden	506	524	474	+CHF 32	6 of 24
Jura	660	669	621	+CHF 39	11 of 21
Lucerne	518	526	466	+CHF 52	11 of 25
Neuchâtel	678	690	637	+CHF 41	10 of 21
Nidwalden	476	485	438	+CHF 38	11 of 26
Obwalden	465	490	450	+CHF 15	7 of 26
St. Gallen	512	535	494	+CHF 18	5 of 25
Schaffhausen	568	563	514	+CHF 54	13 of 23
Solothurn	579	592	553	+CHF 26	10 of 25
Schwyz	506	509	427	+CHF 79	12 of 28
Thurgau	537	537	496	+CHF 41	15 of 23
Ticino	667	701	651	+CHF 16	5 of 21
Uri	458	487	441	+CHF 17	9 of 26
Vaud	656	652	596	+CHF 60	14 of 21
Valais	563	535	460	+CHF 103	22 of 26
Zug	382	420	382	CHF 0	1 of 27
Zurich	586	580	537	+CHF 49	16 of 27

Same coverage at every insurer

Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from Helsana to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.

Leaving Helsana: dates for 2027

29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
Helsana must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached Helsana (switch effective 1 January 2027).

Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.

2027 premiums: official figures by canton

Create your cancellation letter to Helsana

Prepare your cancellation letter

After payment is confirmed, complete the remaining details to prepare a letter for review. Nothing is sent automatically.

Frequently asked questions about Helsana

Is Helsana more expensive than other insurers?

It depends on the canton. In 2027, Helsana's standard model is below the cantonal average in 18 of 26 cantons and is the cheapest insurer in 1 canton. The biggest gap to the cheapest offer is CHF 103 per month (Valais).

How do I cancel my basic insurance with Helsana?

With a written cancellation letter that reaches Helsana by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.

Will I lose coverage if I leave Helsana?

No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.

Independent comparison based on official FOPH 2027 premium data. Not affiliated with Helsana. We compare and inform — we do not provide advice.