Groupe Mutuel Health Insurance Premiums 2027: Every Canton Compared

Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with Groupe Mutuel.

Deutsche Version

Figures are for Mutuel Assurance Maladie SA, Groupe Mutuel's largest basic-insurance company. Other group companies (e.g. Avenir, Philos) have their own premiums.

In 2027, Groupe Mutuel's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 401 and CHF 728 per month depending on the canton. Groupe Mutuel is below the cantonal average in 10 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 143 per month in Lucerne — CHF 1'716 a year.

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Groupe Mutuel vs. the market: premium by canton

Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.

Canton	Groupe Mutuel (CHF/month)	Canton average	Cheapest standard offer	Difference to cheapest	Rank
Aargau	583	558	517	+CHF 66	24 of 27
Appenzell Innerrhoden	449	448	406	+CHF 43	14 of 23
Appenzell Ausserrhoden	617	538	476	+CHF 141	21 of 23
Bern	601	604	564	+CHF 37	13 of 26
Basel-Country	650	645	584	+CHF 66	16 of 23
Basel-City	665	698	649	+CHF 16	6 of 23
Fribourg	584	570	533	+CHF 51	18 of 23
Geneva	725	729	662	+CHF 63	13 of 21
Glarus	525	523	493	+CHF 32	16 of 26
Graubünden	518	524	474	+CHF 44	12 of 24
Jura	649	669	621	+CHF 28	7 of 21
Lucerne	609	526	466	+CHF 143	25 of 25
Neuchâtel	679	690	637	+CHF 42	11 of 21
Nidwalden	565	485	438	+CHF 127	26 of 26
Obwalden	476	490	450	+CHF 26	11 of 26
St. Gallen	528	535	494	+CHF 34	14 of 25
Schaffhausen	621	563	514	+CHF 107	22 of 23
Solothurn	610	592	553	+CHF 57	22 of 25
Schwyz	538	509	427	+CHF 111	26 of 28
Thurgau	558	537	496	+CHF 62	16 of 23
Ticino	728	701	651	+CHF 77	17 of 21
Uri	536	487	441	+CHF 95	24 of 26
Vaud	651	652	596	+CHF 55	11 of 21
Valais	559	535	460	+CHF 99	21 of 26
Zug	401	420	382	+CHF 19	10 of 27
Zurich	593	580	537	+CHF 56	18 of 27

Same coverage at every insurer

Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from Groupe Mutuel to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.

Leaving Groupe Mutuel: dates for 2027

29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
Groupe Mutuel must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached Groupe Mutuel (switch effective 1 January 2027).

Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.

2027 premiums: official figures by canton

Create your cancellation letter to Groupe Mutuel

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After payment is confirmed, complete the remaining details to prepare a letter for review. Nothing is sent automatically.

Frequently asked questions about Groupe Mutuel

Is Groupe Mutuel more expensive than other insurers?

It depends on the canton. In 2027, Groupe Mutuel's standard model is below the cantonal average in 10 of 26 cantons. The biggest gap to the cheapest offer is CHF 143 per month (Lucerne).

How do I cancel my basic insurance with Groupe Mutuel?

With a written cancellation letter that reaches Groupe Mutuel by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.

Will I lose coverage if I leave Groupe Mutuel?

No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.

Independent comparison based on official FOPH 2027 premium data. Not affiliated with Groupe Mutuel. We compare and inform — we do not provide advice.