Concordia Health Insurance Premiums 2027: Every Canton Compared

Updated 29 September 2026 · Source: official FOPH 2027 premium data (Priminfo, 29 September 2026) · Independent comparison, not affiliated with Concordia.

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In 2027, Concordia's basic insurance for adults on the standard model (CHF 300 deductible, no accident cover) costs between CHF 387 and CHF 705 per month depending on the canton. Concordia is below the cantonal average in 23 of 26 cantons. The biggest gap to the cheapest standard offer is CHF 71 per month in Valais — CHF 852 a year.

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Concordia vs. the market: premium by canton

Basis: adults 26+, standard model, CHF 300 deductible, without accident cover, averaged across the canton's premium regions. Rank 1 = cheapest insurer in the canton.

Canton	Concordia (CHF/month)	Canton average	Cheapest standard offer	Difference to cheapest	Rank
Aargau	553	558	517	+CHF 36	10 of 27
Appenzell Innerrhoden	441	448	406	+CHF 35	12 of 23
Appenzell Ausserrhoden	512	538	476	+CHF 36	10 of 23
Bern	611	604	564	+CHF 47	21 of 26
Basel-Country	640	645	584	+CHF 56	12 of 23
Basel-City	666	698	649	+CHF 17	7 of 23
Fribourg	550	570	533	+CHF 17	6 of 23
Geneva	705	729	662	+CHF 43	9 of 21
Glarus	506	523	493	+CHF 13	10 of 26
Graubünden	506	524	474	+CHF 32	7 of 24
Jura	667	669	621	+CHF 46	13 of 21
Lucerne	513	526	466	+CHF 47	10 of 25
Neuchâtel	676	690	637	+CHF 39	9 of 21
Nidwalden	486	485	438	+CHF 48	16 of 26
Obwalden	464	490	450	+CHF 14	6 of 26
St. Gallen	523	535	494	+CHF 29	11 of 25
Schaffhausen	549	563	514	+CHF 35	9 of 23
Solothurn	590	592	553	+CHF 37	13 of 25
Schwyz	491	509	427	+CHF 64	7 of 28
Thurgau	520	537	496	+CHF 24	9 of 23
Ticino	686	701	651	+CHF 35	10 of 21
Uri	492	487	441	+CHF 51	18 of 26
Vaud	648	652	596	+CHF 52	10 of 21
Valais	531	535	460	+CHF 71	13 of 26
Zug	387	420	382	+CHF 5	4 of 27
Zurich	566	580	537	+CHF 29	9 of 27

Same coverage at every insurer

Basic insurance (KVG) benefits are identical at every insurer by law. If you switch from Concordia to another insurer, you keep exactly the same basic cover — only the premium changes. Every insurer must accept you for basic insurance, without health questions.

Leaving Concordia: dates for 2027

29 September 2026
Done: the FOPH announced the 2027 premiums.
By 31 October 2026
Concordia must notify you of your personal 2027 premium.
30 November 2026
Your basic-insurance cancellation must have reached Concordia (switch effective 1 January 2027).

Supplementary insurance (VVG) is governed separately and has its own notice periods. A new supplementary policy may require health questions.

2027 premiums: official figures by canton

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Frequently asked questions about Concordia

Is Concordia more expensive than other insurers?

It depends on the canton. In 2027, Concordia's standard model is below the cantonal average in 23 of 26 cantons. The biggest gap to the cheapest offer is CHF 71 per month (Valais).

How do I cancel my basic insurance with Concordia?

With a written cancellation letter that reaches Concordia by 30 November. The switch then takes effect on 1 January. You need a confirmation of acceptance from your new insurer first.

Will I lose coverage if I leave Concordia?

No. By law, basic insurance offers the same benefits at every insurer. Supplementary insurance is separate.

Independent comparison based on official FOPH 2027 premium data. Not affiliated with Concordia. We compare and inform — we do not provide advice.